Growing and managing your wealth

Throughout the course of your life you are likely to amass money from different sources, whether that is through your own hard work or from the generosity of others. Unividual can help you understand what you are trying to achieve with the capital you accumulate. Then we will show you how to make the most of your money using the wide array of products, tax wrappers and investment opportunities available based on your attitude to risk. No matter how much money you have to invest we will be here to help you work towards your overall objectives.

Where to start?

At Unividual we do not want to simply invest every single penny you have.  The first thing that we need to identify is how much money you need for the now and how much money you can put away for the longer term.  This is the difference between savings and investments.  Your savings should be the amount of money that you are happy to leave in readily accessible cash so that if you need money in an emergency then you are able to get it. Anything in addition to this is money that can be invested for the long term towards your objectives. To start our process we will discuss this in detail to make sure you have the right balance between the rainy day money you need and the longer term investments that you want to make.

 

 

Knowledge is power

We know investment market places are difficult to understand.  Often, risk is closely associated with knowledge.  The more you know, the more comfortable you will be with the decisions you make.  Once we have identified the money you have available to invest, we will take our time to ensure you understand all of the opportunities available.  It is only when you fully understand the options involved that we will then move on to advising you on what we believe the best course of action is.

 

 

Growing what you have, keeping what you get

There are two key strategies we use for investing capital.  Firstly, we look to utilise the most suitable investment opportunities to maximize the potential returns that you can obtain with your attitude to risk.  Secondly, and less commonly considered, we will spread your investments across a suitable range of tax wrappers that will help to legally and legitimately reduce your tax liabilities and help keep as much of your returns as possible.  Combining our focus on the importance of investment performance with tax efficiency will drive your potential returns within your attitude to risk towards your investment goals.

 

 

Get in touch

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