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Financial planning guides

The Financial Conduct Authority reveals a mere 8% of UK adults consulted a financial adviser in 2024, a statistic we attribute to the complexity and inaccessibility often found in our industry. Dive into our free financial planning guides for clarity and simplicity.

The ultimate guide to financial planning

This free financial guide deals with both the art of offering financial advice, how the industry works and the Unividual ethos, but also the psychology of money and how it affects our wellbeing. Financial advice isn’t just about dealing with money, but about dealing with people. We’ll look at some of the cognitive biases that affect our decision making. Along with examining some of the ways we can overcome these.

A guide to financial planning

Financial Planning Guide for LGBTQIA+ couples

Our new financial planning guide is designed specifically for LGBTQIA+ couples, providing essential strategies and insights to navigate the unique financial challenges you may face. However, this guide is also packed with valuable information that can benefit all couples, regardless of their relationship status or sexual orientation. The financial landscape can be complex and daunting, especially for LGBTQIA+ individuals who may encounter additional hurdles such as discrimination and legal complexities. This guide aims to empower you with the knowledge and tools to secure your financial future, ensuring peace of mind and financial stability for you and your loved ones.

Inclusive Financial Planning

Retirement Planning Guide: Less stress and a lot more action

Retirement is the start of a new chapter, something you should be looking forward to. Yet it always becomes quite a worry as you near retirement age. From the first day of working life to the day you retire, we look at what steps you need to take to ensure your retirement is everything you dreamed of. This pension planning and includes making things tax efficient, especially when you pass your wealth on.

Retirement Planning Guide

Investment Planning Guide: Save, Invest, Reach Those Goals

Unsure if investing is for you? Keep hearing about Bitcoin and Ethical Investing? Finance can feel a minefield of information. Our guide to investment planning offers advice and tips from the experts for anyone looking to grow their wealth and start saving for the long-term. There is even a bit in there for more experienced “DIY” investors too.

Investment Planning Guide

Inheritance planning: calm and tax-efficient planning

When it comes to planning for inheritance there are so many questions and so few motivations to get started. No one likes sitting down and talking about life after a family death, our brains are wired to protect us from those types of conversations. Yet if we don’t take action it can be one of our biggest regrets and cause one of the greatest stress in the lives of all of our loved ones. In this financial planning guide we take a look at what your “estate” is and how inheritance works, ways in which you can pass down your wealth, inheritance tax allowances and thresholds, the importance of understanding property and how all this affects long-term care. Get to grips with these topics and reduce the emotional strain for everyone.

A Guide To Inheritance Planning

A guide to tax-efficient finances and the 2024/25 Tax Tables

Geek out on the new tax tables for 2024/25 where we cover all of the tax bands, thresholds and allowances for the year so you can start to plan how to make the most of your tax allowances. Fully of tips and tricks on how to better manage your finances tax efficiently.

2024/25 Tax Tables

Our Guide to The Spring Budget 2024

Explore all the key updates from Jeremy Hunt’s Spring Budget 2024 in our comprehensive guide. This year’s budget introduces a range of significant changes, including adjustments to capital gains tax, modifications to VAT thresholds, and the introduction of new tax reliefs for the creative sectors. Dive into the details and discover how these changes could impact you, your business and your finances.

Spring Budget 2024

Business Exit Planning Guide: How to exit your business successfully and retire

For entrepreneurs or business owners, getting retirement planning wrong can spell disaster. Releasing capital from your business needs to be planned carefully. The problem is, no matter how well you plan, your business fortunes can change from one day to the next without warning, like Covid!. Don’t make selling your business your only retirement plan: Plan A. Exit planning is an art. Making your business as attractive as possible is no overnight task. Other personal assets, such as your home & investments, need to be factored in. In our Ultimate Guide to Business Exit Planning we show you how to make sure that personal and business retirement planning are working together to create a strong plan for retirement.

Business Exit Planning Guide

Do you feel like you could benefit from some financial advice? Get in touch for a chat.

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