Square icon-style image overlaid on the hero banner

A bespoke financial planning process for you or your business

We have spent 20 years perfecting a financial planning process that is capable of being entirely bespoke to you across every area of your finances for the rest of your life. There are six steps to our financial planning model that every client benefits from throughout their entire lifetime of advice. Together we can plan your financial future

1. First meeting

One of Unividual’s Chartered Financial Planners will always commit to meeting with you first for an initial consultation. This gives you and your financial planner a chance to:

You don’t need to prepare anything for this meeting. It can take place anywhere you feel comfortable and it won’t cost you anything but an hour or so of your time. After the meeting there is no pressure to commit, if you feel Unividual is a good fit and the financial planner feels they can provide you with the support you need, then the financial planning process starts.

2. Discover

We then need to get to know you, through what the industry terms as a ‘fact find’. Don’t worry, this is not a monumental questioning process. Unividual’s financial planners are all trained to have good levels of emotional intelligence, making them approachable. They will create an atmosphere where you feel relaxed enough to have a good conversation about how things are set up, what you aspire to achieve in life and how you currently manage the areas that put those goals at risk. Quite often, clients really enjoy this part of the financial planning process because it will actually help you realise what is important to you and what your financial goals and objectives are.

Book a ‘financial fact find’ meeting with us

3. Research and analysis

The adviser will then take that information back to the office to make sense of your objectives and put them into a structured format. They will start to formulate and sketch out a few ideas. Whilst this goes on, Unividual’s team of highly qualified technical specialists will gather the data needed to assess what your financial future looks like in comparison to those goals. This inevitably will leave a gap between where you are now and where you would like to be. Your financial planner will then look to close that gap through the design and implementation of your bespoke financial plan.

4. Design

Once we have collated that wealth of information, your financial planner will present you with a range of recommendations. This financial planning process is very much an educational one. We want our clients to be involved and to empower them to make the right decisions. We will always explain anything you don’t understand and have the patience to answer all your questions. If you don’t understand things the first time around that is OK. Our financial planners are experts in understanding people and will always find a way to help you see how it works. Sometimes this presentation process might take more than one meeting, each client is unique, so your financial planning strategy will vary depending on the life stage you are at and what you want to achieve.
Arrange a call with our financial planning specialists

5. Implement

Following this, your financial planner will have a real understanding of the route you wish to take and what strategies you are going to utilise. Unividual has a team of highly qualified, technical people to help the adviser implement your financial plan. This means that your financial planner can spend more of their time on providing you with a personable and efficient service every step of the way.

6. Financial advice for life

Our financial planning process doesn’t stop there. It keeps looping round every year, depending on the frequency of financial reviews you will need. Over the long-term we will continue to evolve this financial planning and strategy implementation process by updating your ‘fact find’ and providing any recommendations on alterations to your structure to ensure it continues to suit your needs.

This cyclical process ensures that our advice continues to match your financial objectives in the long term. Further to this, it means that we can instil a proactive approach to your financial plan. As and when new areas of advice are required we will always be there for you, every step of the way.

For further information or to arrange an introductory call, please complete the form below.

Ask us about our financial planning advice process

    Get in touch

    The information collected will be used solely for the purposes of providing background information when contacting you to arrange an appointment.