
When you invest money there is always a level of risk but there are different types of investments out there for different risk appetites. The value of investments and the income they produce can fall as well as rise, you may get back less than you invested. However, even keeping money in a current account is a risk because the interest you receive might not keep up with inflation, so you risk losing value in real terms over time. When we look at what a client wants to invest, we assess their levels of risk, how long the money will be invested for and what the client needs it for when they draw it out.