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Andy Lei, APFS Chartered Financial Planner

Find out more about Andy Lei, a Chartered Financial Planner, raised in Glasgow, living in Edinburgh and working with people and businesses throughout Scotland. Andy also regularly works out of our London office too and has a lot of clients throughout the city, especially self-employed individuals and businesses.
Contact Andy

My credentials

Role: Chartered Financial Planner

Qualifications: Diploma in Regulated Financial Planning, Advanced Diploma in Financial Planning, Certificate in Mortgage Advice.

Awards: Chartered Financial Planner, Associate of the Personal Finance Society,

Location of Clients: Scotland but because of our offices in London, Bristol and Bath I have clients throughout England too.

Office Address: Scott House, 10 South St. Andrew’s Street, Edinburgh, EH2 2AZ

Contact Details: 0131 202 8045 | 07478 583 083

Links: Twitter | LinkedIn | Facebook

Ask Andy a question

A little bit about Andy Lei, Unividual Chartered Financial Planner

“I was born in Macau, China and at the age of three my family moved to the UK. I have lived in Scotland for 18 years and I am proud to now call Edinburgh my home. I have worked in financial services for over five years, beginning my journey as a financial crime associate. A move to the prestigious financial planning firm, Unividual, has given me the platform to have a career where I can really help people. Unividual is one of the only small businesses in the UK to have an in-house Chartered Financial Planning School. I spent three of my years at Unividual training alongside some of the best financial advisers in the UK to advise people and businesses on how to grow, manage and structure their own finances.”

“My focus will always be on building financial wellbeing for people. I am a caring and extremely empathetic individual and enjoy helping people make long-lasting change in their lives for good. I also don’t enjoy telling people what to do and so my style is centred around giving clients tools and ideas so they are empowered to make their own decisions in life. When you ask most people what their goal is in life it is to have financial security and independence, and this is what I can give you and your family or business for years to come.”

What inspires me to help others?

“Relocating to the UK in the 90s was very difficult for me and my family. My parents needed financial advice and support because everything was so different to China. Finding good quality financial advice was, and still is to this day, challenging. It is even harder for people that are moving to the UK or for people who don’t fit the stereotypical mould of what a client looks like in financial services marketing…a Caucasian, middle-aged man. My family couldn’t find a financial adviser they could relate to or who understood the dynamics of our culture.”

“Even today, there is still a real lack of diversity when it comes to the financial services industry. This is what inspired me to get in to financial advice and this drive is what motivated me to join Unividual. Businesses like Unividual, are making financial advice accessible to a wide variety of people and care about being an inclusive and approachable business. This is changing the face of financial services and I am proud to be a part of that change.  As a result of a real lack of support and guidance for my family, it eventually led my parents to financial hardship and they lost the majority of their assets. As children we moved around from city to city, five in total, before eventually settling down in Glasgow where my parents worked hard to make ends meet. Every morning I jump out of bed excited for work, knowing that I can make a difference to families like ours.”

BOOK AN APPOINTMENT WITH ANDY

A beacon of dedication and diversity at Unividual

Andy’s generosity with his time and profound dedication to others reflect the essence of his character. As a respected member of the Unividual team since 2019, Andy stands as a paragon of the qualities we hold in high esteem for our financial advisers. His contribution extends beyond the conventional expectations of the industry, challenging norms and embracing progress with open arms.

Andy’s path within Unividual is a narrative of resilience, adaptability, and unwavering support. Relocating to our Bath office in 2019, his journey took a familial turn in August 2021, necessitating a move back to Edinburgh. Embraced fully by Unividual, this transition didn’t just support Andy’s personal commitments but also marked the opening of our Edinburgh office—a proud testament to our ethos of flexibility and support. Deeply embedded in Unividual’s mission is the commitment to enriching the local communities we serve. Andy exemplifies this commitment, actively participating in organisations like Connected Edinburgh and the Federation of Small Business Ethnic Minority Group. His passion for fostering diversity and representation across ethnic backgrounds, religious beliefs, sexual orientations, and neurological diversities resonates with our core business values.

Moreover, Andy’s unique position as one of the UK’s few native Chinese speaking chartered financial planners underscores our dedication to offering inclusive, culturally sensitive financial advice. This distinction is not just a point of pride for Andy and Unividual it is a vital step towards ensuring the financial planning industry reflects the rich diversity of the communities we serve. Andy’s story with Unividual is more than a career trajectory it’s a living embodiment of our values. His journey underscores our belief in the power of understanding and inclusivity in crafting a future where financial advice is accessible and representative of all.

Who I work with - people like my mum!

“My mum has always been a strong role model in my life. Her influence and my upbringing have fuelled my passion to help women gain a lot more financial independence than society offers. Whether you are buying your first home, planning for your children’s education or worrying about retirement, EVERYONE, including women need to feel in charge of their money and have the peace of mind that everything is in one place and looked after.

So yes I do have a lot of female clients but I also enjoy working with people from different cultural backgrounds, business owners, people nearing retirement who haven’t yet started planning for their next steps and young professionals or start-ups who are just about to start on their financial journey. Some of my clients are just down the road from me and others are in London or the South West.”

If you are inspired by Andy’s journey and dedication to diversity and community, reach out to discover how Andy’s unique approach to financial planning can empower your financial journey. Whether you’re looking for advice that understands your cultural background or seeking a partner in planning your financial future, Andy is here to help.

 

 

 

Breaking the stereotypes of financial services

In this podcast Andy Lei was invited to discuss how racial diversity, gender and sexual orientation and how having a diverse workforce benefits businesses and clients in financial services. The podcast also features Darren Miller, Co-Founder of the Black Business Institute and Annabel Lumsden & Tarnia Elsworth, Directors at TP Financial Solutions.

With Andy, it’s not just about numbers but a future built on mutual respect, understanding, and shared success. If you are ready to start the journey get in touch.

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