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Financial planning and advice

We do things differently. The financial planning advice you receive is unique to you, across every area of your personal and business finances, AND we focus on sharing our knowledge so you have the power to make the best decisions. Contact our expert financial planners

What is financial planning?

We don’t need gimmicks, technical terms or flashy words. Financial planning can be explained in a way that everyone can understand. To operate at our level, finance is incredibly complex – but we take pride in breaking things down into bite-sized chunks. Find out what you should expect from your specialist financial planner when you work with Unividual.

What is financial planning?

Who is financial planning advice for?

When you have financial decisions to make that impact on your future, it can be dangerous not to seek advice from expert financial planners. Some people worry they are too young or assume they don’t have enough money. Others just don’t think there is a firm out there that caters for them. This is why we have centred our whole business around not stereotyping people, instead we welcome differences and variety. Unividual also recognise that, whilst we work with a lot of wealthy individuals, we all have to start somewhere. Age and wealth are relative so just get started by having an open conversation with one of our financial planners to find out if we could help you.

Is financial planning for me?

Building financial independence for everyone, not just men

Parents and carers who spend significant time looking after family members, instead of being at work, face huge challenges around their finances. Time away from work impacts on your pension contributions and makes you wholly reliant on government support or a partner to provide for you. On top of that if your partner is unable to continue to provide you with financial support, perhaps due to illness or you might be separating, this can create complicated consequences to your finances and the people you care for. Chartered financial planner, Simon Jones, and Director Cherie-Anne Baxter raise awareness of the importance of women and men building financial independence, how to do this and some of the questions families can ask themselves when planning their finances.

Personal Financial Advice

We have spent 20 years perfecting a financial planning model that serves every area of your personal finances for the rest of your life. Whether you are a first time buyer or looking to retire, it is never too early or late to start. We give clients the knowledge and confidence that empowers them to take charge of their own finances. Find out some of the areas our financial planners can offer advice in, so you too can benefit from a financial plan designed to help you achieve your goals.

Personal Finances

Business Financial Advice

People start a business to be in charge of their own success. This comes with risk and you need to adapt your financial plans to moderate risk. Unividual specialises in connecting business and personal finances and our collaborative approach is why we become part of a business owner’s growth team. Our financial planners team work with businesses of all sizes offering corporate financial advice on structure, tax and retirement planning through to staff benefits packages and business exit strategy.

Business Finance

A unique financial planning process

Unividual have pioneered a bespoke financial planning model that serves all areas of your finances for the rest of your life. Even though we have spent 20 years perfecting this model, it is still a fresh approach to the industry today. To start with, every client has a free first meeting where we find out all about you. We also lay out our transparent pricing structure and find out whether working together could help you achieve your life goals. If you are happy to move forward, your financial planner will then start the planning process. If you want to find out more about this please read on by clicking the link below.

How it all works

Unlike any other financial advice firm

Established in 2000 we have spent over 20 years developing a progressive and personable financial planning business. Our founding Director, John Baxter, from day one had a belief that no one should be stereotyped or put into boxes. That people are unique individuals and financial advice should be bespoke to their needs and situation.

Our focus on building diversity into our business has meant that we can tailor financial advice to each unique client. Let’s face it we are all so different and through our in-house Chartered Financial Planner school we are growing a generation of finance professionals that can advise all types of people no matter their gender, ethnicity, sexual orientation or religion. Our industry has a track record for attracting mainly white males so it has taken time to achieve this. With the support of our amazing team we are proud of the high quality talent we have in our business today, reflective of the world we live in.

Meet The Team

Getting a grip on your finances

You might not realise how much your natural cognitive biases affect the financial decisions you make. If you are aware of what these are then you can change your habitual thinking to improve anxiety around money and to change the way you spend and save money. In this finance podcast we look at the biases and societal pressures that surround you every day and impact on the decisions you make. We give you actionable tips on how you can improve the management of your money to reduce stress and anxiety and therefore your overall well being.

The real benefits of financial planning

Evidence shows that increasing and maintaining your wealth is one of the most tangible benefits of financial planning. Did you know, however, that there are actually seven other key benefits to working with one of Unividual’s Chartered financial planners?

The 7 key benefits

Our financial advice pricing structure

We’re very proud of Unividual’s reputation as a transparent business. We have an honest dialogue with clients about how we earn money and the value a client should receive when working with us. We focus on providing the best value to clients who have an enduring relationship with us.

Unividual’s fees

Ready for financial freedom? Let’s craft your plan together, first step, just get in touch!

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