Hui’s journey to financial confidence with a Chinese-speaking financial adviser
Hui is a chef in her 60s and she has spent years saving up. As she approaches retirement, she recognised the need to invest her savings wisely to secure her future. While Hui has experience in investing, she was unfamiliar with the UK financial landscape and sought expert guidance to navigate it effectively.
The challenges of seeking financial advice
Hui’s primary concern was finding a financial adviser who not only had the expertise to help her invest her savings but also understood her cultural background and spoke her language. Living in Edinburgh, Hui found it challenging to connect with advisers who could fully grasp her unique needs as a Chinese person planning for retirement.
After an extensive search, Hui discovered Andy Lei, a Chinese-speaking financial adviser with a deep understanding of both UK and international investment strategies. Andy’s professional yet friendly approach immediately put Hui at ease. He took the time to understand her financial goals and how they aligned with her lifestyle and future aspirations. Hui explains: “I had a lump sum saved up and wanted to get help on how to invest it properly. I have experience in investing but not in the UK, so my knowledge was limited. I wanted an adviser who I could connect with but struggled as there are not many Chinese advisers in Edinburgh. This was until I found Andy Lei, who was very professional and friendly.”
The financial advice process
During their meetings, Andy patiently explained the various investment options available, including the tax implications and the benefits of diversification. He introduced Hui to a managed portfolio service, which aligned perfectly with her desire to minimise risk while achieving growth.
Through multiple consultations, Hui felt reassured and confident in her investment choices. Andy’s commitment to being accessible and his understanding of Hui’s cultural background played a crucial role in her positive experience. Hui now feels secure in her financial plan and looks forward to a comfortable retirement, knowing she has a trusted adviser she can rely on. She said: “He understood what I wanted to achieve and how it fits into my lifestyle. He talked me through the different types of investments, the tax implications, and how they all fit into my goals. He understood my desire to be well-diversified and patiently explained the advantages of being invested in a managed portfolio service. We had a number of meetings, Andy reassured me I could get in touch anytime. My experience has been great, and I wouldn’t change anything.”
Take the next step towards financial security with personalised advice
Hui’s story highlights the importance of finding a financial adviser who not only has the expertise but also understands the cultural and personal nuances that influence financial decisions. For members of the Chinese community, whether in London, Scotland or beyond, connecting with a Chinese-speaking advisers like Andy Lei can make all the difference in achieving financial confidence and peace of mind. Financial advice can be inclusive.
If you, like Hui, are seeking tailored financial advice from someone who understands your cultural background and financial goals, don’t hesitate to reach out to Andy Lei. Whether you’re planning for retirement, looking to invest, or simply need guidance on managing your wealth, Andy is here to help. Schedule a free consultation today to explore how personalised financial planning can secure your future and give you peace of mind.
The value of pensions & investments and the income they produce can fall as well as rise. You may get back less than you invested.
Approver Quilter Financial Limited 13/08/2024
Hui, Edinburgh
15th April 2024
