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Is financial planning for me?

As you are reading this page, it is possible that you have an important financial decision to make that will affect your future. Sometimes people make assumptions that they are too young or old to utilise financial advice. Some feel they don't have enough money either. We have spent the last 20 years developing a financial advice model that is accessible to a huge range of people. Plan your financial future with us

What can a financial planner do for me?

There is a belief in society that you need to have a large sum of money to benefit from using a financial planner. This thinking can stem from financial advisory firms who suggest prospective clients should have a certain amount of investable assets before they contact them. This is not ‘the Unividual Way’.

Our reputation, brand and service mean that we are often recommended to a number of wealthy individuals or established businesses. Unividual’s Chartered financial planners are the highest qualified experts in the industry, so if you are managing complex wealth matters and require the most up-to-date technical expertise, look no further. However, our advice is not just for the rich and famous. Our firm also relishes working with those starting out in their business or personal lives too. Together we share the journey, adapting as we go. As your wealth grows, and the complexity of your finances changes, we adjust the level of financial coaching required along with your service.

Does financial planning cater for me?

A Mintel report found that over a third of consumers do not feel the financial advice industry caters for ‘people like them’ and 44% say they are confused as to how financial services firms can help them manage their financial affairs (Mintel 2015: Consumers and financial advice UK, May 2015). This is why Unividual has flourished in the last twenty years because we are one of the few financial planning businesses that do not follow the traditional ‘one size fits all’ methods of financial advice. Our business was born out of a need to provide financial planning to everyone who needs it, no matter their circumstances
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How can a financial adviser help me?

Unividual’s entire concept centres around the belief that everyone is a unique individual. We do not put people in boxes or stereotype anyone and because of this we are privileged to work with so many different people. Some are in their 20s others in their 80s. We have a good mix of male and female clients and lots of different cultures and backgrounds. No two families are the same either, from single dads to happily married couples or same-sex partners with adopted children. We are all forced into societal segments to some extent, but when it comes to your finances your financial plan with Unividual will be bespoke to you, your situation, circumstances, objectives, appetite for risk, personality and lifestyle.

We want to work with you

From farmers to scientists, families to businesses, creative types or sporty pros. We work with doctors, bakers, writers, beauticians, landowners, stay-at-home dads, retired actors and even those in financial services. At Unividual, we have a range of different people who approach us for financial advice. Some might just want a mortgage to start with and others are ready for us to give their finances a complete overhaul. Whether you are saving for a house, want to start retirement planning, are keen to protect your family or business, or want to invest, we create innovative financial plans in each area of your finances, bespoke to you.

Whichever of life’s crossroads you are approaching, if you would like to work with us towards achieving your long-term financial goals then we would like to work with you.

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    • Xiantai, Glasgow

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      15th April 2024: I had just bought a property and wanted to look at my finances so I got in touch with Andy Lei. I was able to tell that Andy was willing to go above and beyond and look at all...
      15th April 2024: I had just bought a property and wanted to look at my finances so I got in touch with Andy Lei. I was able to tell that Andy was willing to go above and beyond and look at all areas. We started off thinking about investments, but Andy talked to us about the importance of budgeting, risk management and having an emergency fund. Throughout the whole process, I didn’t feel that Andy wanted what was best for him but what was best for us. Andy made me aware that I need to build up my emergency fund pot again after purchasing my home. I always thought that I did not need any protection in place but he painted a much clearer picture of the importance of having insurance in place for my family should the worse happen. My experience with Andy and Unividual was great as he was there supporting me throughout the whole process. I felt comfortable knowing that I could call him anytime
      View our testimonials

    • Sarah, Brent, London

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      7th July 2023: Unividual have been brilliant, they have sorted out my pension and mortgage and I feel so more comfortable with my finances going forward. Can’t recommend them enough.
      7th July 2023: Unividual have been brilliant, they have sorted out my pension and mortgage and I feel so more comfortable with my finances going forward. Can’t recommend them enough.
      View our testimonials

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