Frank and Joyce were very cautious but never felt pressured to invest
“I am a professional engineer, having started work in 1970 as an engineer cadet in the merchant navy and rising to the rank of chief engineer. I have planned for my eventual retirement throughout my career, contributing to either company schemes, private schemes, or both. I am now planning to retire and currently have a final salary pension and state pension as well as a couple of ‘unitised with profit’ policies. Although giving returns, these policies never performed to my expectations.
In June 2018, I thought it prudent to seek out the advice of a regulated financial adviser and, having eventually chosen Unividual, was contacted by Greg. Over the next 6 months, my wife and I have had several meetings, emails and phone calls with Greg to discuss my options and requirements and undertake a full financial assessment.
I am generally very cautious when it comes to financial matters, preferring stable options with a low return, which Greg pointed out was limiting my options. Greg’s assessment of my wife was similarly accurate which meant that we had several options, finally settling on a balanced approach which offered stability alongside the prospect of a reasonable return on my investment. I would emphasise that at no point did we feel pressurised in any way to invest. We settled on investing with a company recommended by Greg, in September 2018. We are very happy with our decisions but, of course, it is too early in the process to judge performance.
My wife and I were also in the process of selling and purchasing a property, so Greg also provided constructive advice in this respect. During the financial review, Greg also noticed that I could have been overpaying tax and advised that I should seek the assistance of a tax accountant, which is currently ongoing and is looking optimistic. In our association with Greg, we have found him to be extremely courteous, professional and client focused.”
– Frank, Retiring Engineer, Bristol –