Why do I need mortgage advice?
It is possible to research and choose a mortgage on your own – but the mortgage market is absolutely huge. With literally thousands of options, it is difficult for an unqualified individual to establish the best option. Some of the things you will need to have the confidence to decide initially are whether you want a fixed rate, tracker, variable or flexible mortgage. You will also need to think about terms, lenders, deposits and fees, whether you want the flexibility to overpay, pay early or take a break. What will happen if you get a critical illness and can not afford to pay the instalments? What about home insurance? How will your next of kin be able to afford payments if you pass away?
With our support and education, we can ask the right questions to empower you to make the right decisions. We will take into account the costs to recommend a plan you can afford. You can focus on your move, and we will do all of the administration and chasing.