Forget the clichés - post-retirement life is not all grey hairs

Retirement is just another word for getting old, right? Wrong! You have your whole life ahead of you, with things you want to do and places you want to go. However, the financial decisions you make now could be more significant than ever - it is never too late to seek professional help.

Planning for the next chapter

No more suits, sleep until you’re ready to get up, a life full of hobbies, finger painting with grandchildren and daytime surfing on the web in your favourite coffee shop. Ultimately, it doesn’t matter what type of lifestyle you want to lead, you will want to make the most of every pound you earn. Post-retirement planning focuses on what you need to put in place to continue to live the lifestyle you want after you have finished working. It will often involve reorganising your assets to ensure you are still able to achieve the returns you need to support you, your expenditure and your hobbies.  While pensions account for most people’s post-retirement incomes, there is also a wide range of other options that we can help you explore. What happens to your wealth when you pass? Have you considered the cost of care? How do we prevent care from becoming a burden on your family. It is a huge benefit to have one single professional coordinating what you need for the here and now, for your future and for the legacy you leave behind for the next generation.

Respect drives trust

At Unividual, we don’t tell our clients what to do. Instead, your financial planner will give you the knowledge to make your own decisions on your finances. This suits maturer clients, who are used to being at the peak of their career and appreciate a respectful relationship. Retirement is the beginning of a new road and we will give you all the tools you need to enjoy life to the fullest and make the most of what you have worked so hard to build.


The value of pensions and investments and the income they produce can fall as well as rise

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